Wills And Probate

Wills And Probate

Demystifying Common Wills And Probate Myths

Probate refers to the procedure where the last will of an already deceased person is proven and registered in a supreme court. This process usually takes place when someone has to deal with the estate of a deceased person and basically involves the gathering of the deceased’s assets and its distribution to inheritors and creditors.

Probates are often executed by lawyers while the probate process is different in different states. As such, if you are a person looking to have a will sorted out, it is essential that you consider hiring a lawyer that is conversant with your state probate laws and is a registered law practitioner within your state.

Sadly, not many people know a lot of things about will, trust and probate laws; after all, these are topics that none of us want to deal with. However, it is important that you at least understand some of the most basic aspects so that you don’t get misled by some of the wills and probate myths and misconceptions.

To help you better understand wills and probate, this article will be looking at some of the common misconceptions surrounding the probate, trust and wills process.

Misconception #1: When someone dies without leaving a will, everything they had goes to the state

While there are many reasons why you need to write a will, worrying about your state seizing your family’s inheritance should not be one of them. The good thing is that all states have in place one or two rules that govern how the inheritance is handled and is responsible for ensuring that it is shared amongst the bereaved. As such, even one dies without any valid will, the state will not take any of their assets but will ensure that it is properly inherited.

Misconception #2: It takes a very long time to probate an estate

While there are cases where probating an estate took quite some time maybe due to legal issues or disputes, that is generally not the case with most will probate processes. The probate process normally takes about 3 to 4 months. This is often because there are set delay periods that are mandated by state laws to allow for different aspects to take place first. Once the wait period is over, then the process commences and is normally smooth taking anywhere from a week to a couple of months depending on the size of the estate to be shared.

Misconception #3: The cost of handling a probate is too high

Many people have believed the misconception that the cost of probate is too high and will eat up all their estate assets. The truth of the matter is that if the assets left behind are too small to probate, then there are probate shortcuts that are far less expensive and which will still work in ensuring that the assets are equally and properly shared. At the same time, probate processing costs are generally affordable and are normally pegged at 5% of the entire value of the estate in question.

The above are just but a few of some of the most common myths believed by many people. On the contrary, the wills and probate process is not that complicated as many tend to believe. However, if you want to make the best of the entire process, the best thing would be to consider hiring a professional lawyer who is well versed on matters of state family, wills, trusts and probate laws.

Elderly Care Services

Elderly Care Services

Does Your Senior Relative Need Elderly Care Services?

• Instead of taking your senior relative to a long term care facility, you have the choice of providing elderly care services right at home. However, this is the best choice only if you need very little assistance with taking care of your senior. Hopefully, with this guideline, you should be able to discern whether you can allow your senior relative his/her independence or whether a long term care facility is crucial.

There are seniors who report neglect and lack of proper attention at long term care facilities. That is why staying at home is a better option than signing up at one of those facilities. However, there are a few things to consider whether staying at home is really the best option. These include the following.

• What’s the location of the home and how accessible is it? Do you need lots of driving to get to the house? If you are living in an area near public transport, is it safe for your relative to stay? How long will it take to get access to medical assistance or regular shopping? When you are not around, your senior relative should have access to transport, the area should be secure and the nearest medical assistance should be very close.

• Secondly, can the house be easily modified for senior living? Are there lots of steps to the front door? Are there steep hills that might make it hard for a senior to get in and out of the house? Is there a large yard that requires regular maintenance? Lots of seniors have pain problems, so if your home can’t be modified easily, it might be better to look for another alternative.

• Taking care of a senior is a very hectic job and without any help from other family members, you can become quite stressed. Therefore, you should consider letting your senior stay at home only if there are other relatives nearby who can lend in a hand every time. Also, if your house is close to community services, it might not be difficult to take care of an older individual.

• There are lots of seniors staying at home who become very depressed due to being isolated for too long. Therefore, you should only consider him/her staying at home if there are other people in the neighborhood for interaction. Of course, if there are lots of relatives who live close by, you don’t need to worry about isolation.

• Does your relative have a chronic medical condition that might worsen with time? Are you amply prepared to handle it when it comes to the worst? Living near a hospital is a great idea if you are living with a senior individual. That way, when the illness gets worse, he/she can receive immediate care.

In summary, taking care of a senior individual is not as easy as you might think. If you are not capable of doing it on your own, make sure you have relatives nearby who can chip in. If you can’t provide the best care, you can hire an elderly care services provide to work from your home.

Personalized Funeral Services

Personalized Funeral Services

Elements That Make For The Best Personalized Funeral Services

A good funeral service is one that cares about the deceased and every aspect of the service has been created to provide the best experience for everyone present. There is nothing worse than a traditional service with no feeling and a disregard for the wishes of the deceased individual. For this reason, personalized funeral services are becoming more popular.

With that being said, just because a funeral director claims to offer personalized services, it doesn’t necessarily mean that you are sure to get quality attention. Not all funeral homes and directors are created equal, so to help you get a handle on the situation, below are the elements of top-of-the-line personalization.

Observation

A good funeral director is going to be observant and take notice of things that were near and dear to the deceased. No service can be a personal experience without touches that reflect on the life of someone that has passed on. Many people choose to incorporate vintage toys, favorite sports equipment or other mementos into the service. When you feel stuck as to what you want to do for your loved one, a funeral director should be able to help you come up with innovative ideas.

Flexibility

You can’t have a truly personalized experience without flexibility. What if your loved one wanted his ashes placed inside of his favorite toy? What if he would’ve wanted his old slobbery dog to attend his funeral service? A great funeral director is going to be flexible in all aspects of the service and will not interfere with the wishes if the deceased. There is no excuse to call a service personalized if your deceased loved one is not going to get their last wish.

Creativity

A funeral director is responsible for caring about your needs and helping you plan the service from A to Z. Creativity is very much an important aspect of every service, and since it is the last time you will be together with your loved one as a family, the event should be memorable. Directors will often use hobbies and interests to help create a personalized theme for the service. For example, if the deceased love to make quilts, the director can and should incorporate quilts into the funeral.

Involving Community

What if the deceased didn’t have a lot of surviving family to attend services? Personalized funeral services can help involve the community to remember the deceased one last time. Oftentimes, keepsakes and posters are used to provide the attendees with a way to get closure and pay their respects to someone that was a part of local culture.

Funeral services are hard to plan and of course bring about a sense of closure and sadness, but regardless of how you feel, it should do justice to the deceased. It should be a service that would make anyone proud, and it definitely needs to reflect a life lost, but fully lived. A good funeral director will use the four elements described in this article to personalize the service.

Funeral Homes

Funeral Homes

How To Choose The Right Funeral Homes For Your Needs

Choosing a funeral home for your loved one can be a traumatic experience, but nonetheless, it is something that needs to be done. Not all funeral homes are created equal, and you need to find the one that is willing to work with you and accommodate your needs. With that being said, there are a few things you need to consider before starting your search, and to help you get started, we have compiled some helpful tips below.

Get Comfortable With The Funeral Director

Though it is important to consider pricing when it comes to picking funeral services, you need to find a funeral director that’s attentive and cares about your needs. During your first meeting, ask as many questions as you possibly can. No question is an unimportant one, and the way the director responds can help you gauge the level of service you’re likely to receive.

The Location

Undoubtedly, since you are going to need to drop by the funeral home several times before the official service, it makes sense to consider funeral homes close to your current residence. You’re a busy person, so there is no reason you should have to travel several miles to meet with the director to discuss any additional concern or requests you may have.

Religious Affiliation

The next thing you will need to consider is whether or not you wish to work with an establishment directly affiliated with a certain religion. This is an important concept to consider if you belong to a religion or culture with strict guidelines dictating the funeral proceedings.

Crematory And Cemetery Options

There are different types of funeral homes that you can consider to provide you with the services you need. Some establishments have crematoriums, which may make your life easier. If you don’t have a cemetery to bury your loved one, it may help to select a funeral home that runs its own cemetery. As you can see, there are different aspects of the home you will need to keep in mind.

Consider The Services Offered

Does the funeral home offer the packages and services you need? That’s a good way to rule out ones that don’t meet your expectations. Though pricing shouldn’t be the only determining factor in making your final decision, but you should certainly feel that the pricing is fair. It may help to shop around and visit several homes to get a good idea of what you can reasonably expect to pay.

Pay Attention To Amenities

Since you will need to visit the home, it should have the amenities necessary to accommodate you. If you need to use the bathroom, the home should have a public restroom. A private holding room should also be offered in the establishment as well as any other amenities you may need.

In your time of need, it is important to find a funeral director and a home you feel comfortable with. Not only should the establish be accommodating, but caring towards the deceased.

If your are looking for one of the best Funeral Homes in Chicago, then look no further than us. We offer an exceptional, professional service. Please give us a call today!

Senior Care Homes

Senior Care Homes

Choosing The Best Senior Care Homes For Aging Parents

These days, many couples find themselves increasingly squeezed between the generations. Not only are they trying to raise their children, but they are also having to take care of their aging parents. In many cases, the best solution may be to look into senior care homes where the parents can live.

If this sounds familiar to you, it may be time to start looking at such facilities. This may be a difficult process, but it will often give the best outcome for both you and your parents. You can relax, knowing that your mom and dad are in good hands.

However, choosing the right facility can be a difficult decision. The last thing that you want, after all, is to entrust the care of your elderly parents to a low-quality facility that will not provide them with the assistance that they need to enjoy a high quality of life. This is not a decision that should be made in haste, so give yourself plenty of time to investigate your options.

Most people prefer to stay in their own homes for as long as possible, but managing this transition can be difficult. Your parents will understandably want to remain in familiar surroundings as long as they can, but you may have to be the one to tell them that it is time to move. Start discussing their options at an early stage, even if doing so makes you all feel uncomfortable.

The sooner that you start planning for their long-term care, the better. Trying to find a place for them at the last minute will usually not end up with the best outcome. Your options will be very limited at this point, so you may find yourself having to settle for some less than stellar facility.

Planning ahead will also make the cost of care more affordable. These facilities can be expensive, since they provide many more services than just renting an apartment. You need to make sure that you and your parents have enough set aside to afford the cost of any needed care. Talking to a financial planner can make this go more smoothly.

The health of your parents is another important factor to consider. Even if they are still in good health, age can bring many unexpected medical complications. You need to make sure that you choose a facility that is equipped to provide the care that they need as they grow older.

If one of your parents has a medical condition that requires specialized care, be sure to find out if the facility is equipped to deal with this. The center should have a good relationship with local doctors and hospitals so that the residents are always able to get the best care available in the area.

As you can see, there is a lot to consider when you are investigating senior care homes for your parents. Keep this information in mind so that you can make the right decision for your family.